Privacy Notice
TH
EN

CAPITAL LINK
CREDIT FONCIER LIMITED

Is a financial institution that operates under the supervision of the Bank of Thailand. Our deposits is protected by the Deposit Protection Agency.

Head Office
Relocation announcement

To support business expansion and to facilitate our customers Capital Link Credit Foncier Limited would like to inform that from July 1, 2023 the company head office will relocate to
88/8 Capital Link Building,  6th, 7thFloor, Sathon Nuea Road, Silom , Bangrak, Bangkok 10500
(The reception lobby is on 7th floor)
Click to view new office location map

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About Us

Capital Link Credit Foncier Limited

Capital Link Credit Foncier Limited was established on February 29, 1972 with company registration number 0105515001221 (originally number 122/2515). The company is licensed by the Ministry of Finance to operate credit foncier, repurchase and hire purchase business on July 11, 1973 with license number 3 on behalf of Bangkong Sahamitr Enterprise Company Limited.

Later, the company name was changed to Asia Credit Foncier Company Limited on August 7, 1979 and changed again to Capital Link Credit Foncier Limited on December 15, 2014.

Currently, the company has fully paid-up registered capital of 240,000,000 baht.

Vision and Mission

Since the middle of 2014, the company has resumed its business until now. We can see that the company has changed for the better, both in terms of our financial position and operating results. We became more known to a wider range of customers. We strive to be a strong financial institution with acceptance in the financial market that can meet the needs of our customers and create maximum satisfaction.

The company has a transparent approach when it comes to our business operation, by utilizing the credit foncier business to the maximum capabilities with our years of financial advisory experience, allowing us to understand the true needs of our customers. This is reflected in the deposit and loans that answer to customer’s needs in order to reliably satisfy the customers and to be very well accepted in the financial market.

The company aims to be a part of solving informal debt problems to reduce financial costs for entrepreneurs. This is achieved through the capabilities of the company, which can narrow the gap between consumers and commercial banks, allowing consumers access to formal financial resources with equitable terms.


Be a strong and stable financial institution to create financial products that meet the demands and satisfaction of every customer

Deposits

Savings service in the form of "Deposit Receipt", which customer can choose to deposit money for a specified period of time ranging from 1 year to 5 years. Every depositor will be protected by the Deposit Protection Agency in the amount specified by law.

additional information
Period
< Baht 3,000,000
>= Baht 3,000,000
1 Year
2.50%
2.75%
2 Year
3.00%
3.00%
3 Year
3.00%
3.25%
4 Year
3.25%
3.50%
5 Year
3.50%
3.75%
Effective from 4 December 2023

Loans

Provide loan services with real estate as collateral which is designed accordingly to the needs of each customer. The service is covering all purposes with flexible terms and transparency conditions.

additional information
MLR
8.50%
MHR
8.50%
Effective from September 1, 2022

Highest deposit rate is 3.75% per annum

Shareholding Structure

List of Shareholders

List of 10 Major Shareholders as of March 14, 2024
No.
Shareholder Names
Number of
Ordinary Shares
%
1
Capital Link Financial Group Public Company Limited
2,572,302
98.93%
2
Mrs. Laor Tangkaravakoon
8,207
0.32%
3
Mr. Prachak Tangkaravakoon
8,207
0.32%
4
Mrs. Nanat viriyaprapaikit
2,121
0.08%
5
Mrs. Dulyarat Leelahanon
1,818
0.07%
6
Mrs. Theerarat Kunutthanon
1,818
0.07%
7
Mr. Jarurat Kunutthanon
1,818
0.07%
8
Miss Piyathida Siravanichkan
1,457
0.06%
9
Mr. Kriangkrai Siravanichkan
1,457
0.06%
10
Mr. Chatri Sophonpanich
795
0.03%
Total
2,600,000
100.00%

Dividend Policy

The company has a dividend payment policy of not more than 50% of net profits. However, the consideration of dividend payment of each year is depends on actual operating results, future business plan, economic conditions and financial environment.

Committees and Organizational Structure

Board of Director

Meeting Attendance of Directors in the Year 2022
Name of Directors
Total number of meetings
Number of meetings attended
%
Mr. Pairote Varophas
6
6
100.00
Mrs. Pannee Sathavarodom
7
7
100.00
Mr. Reungvit Nandhabiwat
7
7
100.00
Mr. Jatuwat Changtrakul
7
7
100.00
Mr. Nitat Maneesilasan
7
7
100.00
Mr. Kriangkrai Siravanichkan
7
7
100.00
Mr. Chaianun Siravanichkan
7
7
100.00
Miss Angkana Wangwongchai
7
7
100.00
Mr. Sarun Jetsadaarukkul
7
7
100.00

Audit Committee

Meeting Attendance of Directors in the Year 2022
Name os Directors
Total number of meetings
Number of meetings attended
%
Mr. Pairote Varophas
4
4
100.0
Mr. Reungvit Nandhabiwat
4
4
100.0
Mr. Jatuwat Changtrakul
5
5
100.0
Mr. Nitat Maneesilasan
5
5
100.0

Nomination and Remuneration Committee

Meeting Attendance of Directors in the year 2022
Name of Directors
Total number of meetings
Number of meetings attended
%
Mr. Pairote Varophas
3
3
100.0
Mr. Jatuwat Changtrakul
4
4
100.0
Mr. Reungvit Nandhabiwat
3
3
100.0
Mr. Nitat Maneesilasan
4
4
100.0

Executive Committee

Meeting Attendance of Directors in the year 2022
Name of Directors
Total number of meetings
Number of meetings attended
%
Mr. Chaianun Siravanichkan
19
19
100.0
Mr. Kriangkrai Siravanichkan
19
19
100.0
Miss Angkana Wangwongchai
19
19
100.0

Capital Link Financial Group

Asset for Sale

Company Publication

The Company recognizes the importance of conductingbusiness and improving the level of corporate governance

Procedures for complaints
View
Basic Consumer Rights
View
Director’s Compensation Policy
View
Code of Conduct
View
Director and person with management authority Nomination Policy
View
Nomination and Remuneration Committee Report
View
Corporate Governance Report
View
Disclosure Report on Problems Using Financial Services and resolution of complaints
View
Service fees and penalties related to deposits and loans
view
Past pay fine information
view

Financial Information

Summary of Balance Sheet

2567
ณ 29 กุมภาพันธ์ 2567
ดูเอกสาร
2567
ณ 29 กุมภาพันธ์ 2567
ดูเอกสาร
2024
As of 28 February 2024
View
2024
As of 28 February 2024
View
2567
ณ 31 มกราคม 2567
ดูเอกสาร
2567
ณ 31 มกราคม 2567
ดูเอกสาร
2024
As of 31 January 2024
View
2024
As of 31 January 2024
View
More

Financial Report

2023
Financial Statement Yearly 2023
View
2023
Financial Statement Yearly 2023
View
2023
Financial Statement Yearly 2023
View
2023
Financial Statement Yearly 2023
View
2023
Financial Statement Q2/2023
View
2023
Financial Statement Q2/2023
View
2023
Financial Statement Q2/2023
View
2023
Financial Statement Q2/2023
View
2022
Financial Statement Yearly 2022
View
2022
Financial Statement Yearly 2022
View
2022
Financial Statement Yearly 2022
View
2022
Financial Statement Yearly 2022
View
2022
Financial Statement Q2/2022
View
2022
Financial Statement Q2/2022
View
2022
Financial Statement Q2/2022
View
2022
Financial Statement Q2/2022
View
2021
Financial Statement Yearly 2021
View
2021
Financial Statement Yearly 2021
View
2021
Financial Statement Yearly 2021
View
2021
Financial Statement Yearly 2021
View
2021
Financial Statement Q2/2021
View
2021
Financial Statement Q2/2021
View
2021
Financial Statement Q2/2021
View
2021
Financial Statement Q2/2021
View
2020
Financial Statement Yearly 2020
View
2020
Financial Statement Yearly 2020
View
2020
Financial Statement Yearly 2020
View
2020
Financial Statement Yearly 2020
View
2020
Financial Statement Q2/2020
View
2020
Financial Statement Q2/2020
View
2020
Financial Statement Q2/2020
View
2020
Financial Statement Q2/2020
View
2019
Financial Statement Yearly 2019
View
2019
Financial Statement Yearly 2019
View
2019
Financial Statement Yearly 2019
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2019
Financial Statement Yearly 2019
View
2019
Financial Statement Q2/2019
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2019
Financial Statement Q2/2019
View
2019
Financial Statement Q2/2019
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2019
Financial Statement Q2/2019
View
2018
Financial Statement Yearly 2018
View
2018
Financial Statement Yearly 2018
View
2018
Financial Statement Yearly 2018
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2018
Financial Statement Yearly 2018
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2018
Financial Statement Q2/2018
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2018
Financial Statement Q2/2018
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2018
Financial Statement Q2/2018
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2018
Financial Statement Q2/2018
View

Basel II Pillar III Disclosures

2023
As of 31 December 2023 - CLC
View
2023
As of 31 December 2023 - CLC
View
2023
As of 31 December 2023 - CLC
View
2023
As of 31 December 2023 - CLC
View
2023
As of 31 December 2023 - CLFG
View
2023
As of 31 December 2023 - CLFG
View
2023
As of 31 December 2023 - CLFG
View
2023
As of 31 December 2023 - CLFG
View
2023
As of June 30, 2023 - CLC
View
2023
As of June 30, 2023 - CLC
View
2023
As of June 30, 2023 - CLC
View
2023
As of June 30, 2023 - CLC
View
2023
As of June 30, 2023 - CLFG
View
2023
As of June 30, 2023 - CLFG
View
2023
As of June 30, 2023 - CLFG
View
2023
As of June 30, 2023 - CLFG
View
2022
As of 31 December 2022 - CLC
View
2022
As of 31 December 2022 - CLC
View
2022
As of 31 December 2022 - CLC
View
2022
As of 31 December 2022 - CLC
View
2022
As of 31 December 2022 - CLFG
View
2022
As of 31 December 2022 - CLFG
View
2022
As of 31 December 2022 - CLFG
View
2022
As of 31 December 2022 - CLFG
View
2022
As of 30 June 2022 - CLFG
View
2022
As of 30 June 2022 - CLFG
View
2022
As of 30 June 2022 - CLFG
View
2022
As of 30 June 2022 - CLFG
View
2022
As of 30 June 2022 - CLC
View
2022
As of 30 June 2022 - CLC
View
2022
As of 30 June 2022 - CLC
View
2022
As of 30 June 2022 - CLC
View
2021
As of 31 December 2021 - CLC
View
2021
As of 31 December 2021 - CLC
View
2021
As of 31 December 2021 - CLC
View
2021
As of 31 December 2021 - CLC
View
2021
As of 30 June 2021 - CLC
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2021
As of 30 June 2021 - CLC
View
2021
As of 30 June 2021 - CLC
View
2021
As of 30 June 2021 - CLC
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2020
As of 31 December 2020 - CLC
View
2020
As of 31 December 2020 - CLC
View
2020
As of 31 December 2020 - CLC
View
2020
As of 31 December 2020 - CLC
View
2020
As of 30 June 2020 - CLC
View
2020
As of 30 June 2020 - CLC
View
2020
As of 30 June 2020 - CLC
View
2020
As of 30 June 2020 - CLC
View

News

Privacy Notice

The company recognizes of the importance of protecting your personal information. Therefore, we issued a privacy notice under the guideline of the Personal Data Protection Act B.E. 2562

Contact Us

Capital Link Credit Foncier Limited
ID : 0105515001221

Head Office
88/8 Capital Link Building, 6th, 7th Floor, Sathon Nuea Road,
Silom, Bangrak, Bangkok 10500

Tel : 02 678 0666
Email : info@capitallink.co.th
Operating hours : 9:30 - 16:30 น. Monday – Friday, except Financial Institutions holidays